Get a great deal – the easy way with our new Ready Loan Check.

We’ve just made your vehicle shopping experience even more convenient! Enjoy one-stop shopping— with your Ready Loan Check in hand you can save time and money buying your new or used vehicle. Just take your Ready Loan Check to the dealership or to New Cars Inc., the credit union’s auto buying service, and you’ll spend less time in the dealer’s finance office, plus, there’s no need to go back to the branch to close your loan.

To get your pre-approved Ready Loan Check, just stop by any branch or call our Member Service Center* up to 30 days before you go to a dealership to purchase your new or used vehicle.

It’s as easy as writing a check!

Ready Loan Checks are customized for each member and indicate the amount for which you’re approved. When you’re ready to make a purchase, select the vehicle you want and fill in your dealer’s name, exact purchase amount* and sign your negotiable Ready Loan Check. Once you and your dealer endorse it, you’re done!

You’ll find with Ready Loan Check you have better negotiating power because your check is in hand. Plus, your Ready Loan Check helps to keep your credit score higher as it reduces the number of inquiries on your credit report.

Your pre-approved vehicle loan comes fully loaded so you can enjoy a variety of money-saving benefits:

• Excellent financing terms and no payments for up to 90 days, upon request (interest accrues immediately)
• Drive off with no money down!
• Guaranteed lowest rate on new or used vehicle loans 24/7 or we’ll pay you $75**
• Flexible repayment terms up to 84 months for new cars (slightly higher rates)†
  
  New vehicles cannot exceed 120% of MSRP, including tax, license and insurance products. GAP, MBP and qualified options (as listed in Kelly Blue Book) may be added over and above the 120%.
  
  Used vehicles cannot exceed 120% of Base Kelly Blue Book value or the purchase price of the vehicle, whichever is less. Tax, license, insurance, GAP and MBP may be added over and above the 120% on used vehicles only.

For more information, please visit your nearest branch
or call (877) 4LOW LOANS (877-456-9562).

If you’re not a member, join today and begin enjoying the benefits of membership.

* You must have an Open-ended Lending Agreement on file at California Coast to receive your check. If you do, you may call the Member Service Center and your check can be mailed to you. Otherwise, please request your check at your nearest branch. Check is void if not negotiated within 30 days. Vehicle mileage may not exceed 100,000. For California franchised dealer purchases only. Check cannot be used for refinances or private party purchases and is not transferable. $25 savings balance required. ** Best Rate Guarantee applies to new and used auto loans, except for dealer or auto manufacturer subsidized rates. † 84-month terms require $25,000 minimum loan, available for new cars only. Rates and terms subject to change.