With a California Coast Credit Union Certificate Account you’ll get consistently competitive rates plus a wide range of terms from 3 months to 5 years! And, you can open a Certificate Account and earn high-yield dividends with as little as a $1,000 minimum balance.

While certificate rates can change weekly, the rate you lock in when you open your certificate is a guaranteed rate for the full term. Plus, dividends may be withdrawn penalty-free or added to the principal.

Higher Balances
California Coast offers special jumbo certificate rates on balances of $50,000+ and $90,000+

Bump Up Option
For the special 18-Month term, if your balance is $10,000 or more, you’ll enjoy a one-time option to bump-up to a higher rate.* This special option is also available for 18-Month IRAs with a minimum balance of $2,000.

Get a Bonus Rate
Plus, with a Money Market Investor or Ultra Performance Checking account you can get a 0.15% bonus on your rate.**

Lock in a Great Rate Today!
Open a California Coast Certificate Account today. Open online, call us at (877) 495-1600, or visit one of our convenient branch locations.

View all our certificate rates.

Did you know California Coast has special certificates to help you save for holiday spending and summer expenses?

*During the 18-month term, there is a one-time option to “bump-up” to our higher published 18-month rate at the time without extending the maturity date. **Bonuses not applicable to existing certificate accounts or on select promotion rates and Money Market Investor bonuses and Ultra Performance Checking bonuses cannot be combined. Bonus or discount must be requested at account opening for account to qualify and are not transferable to others, except for Ultra Performance Checking family benefits. Restrictions apply.